Hi Rick,

> None of these work the way human insurance works,
> These are all plans where YOU PAY FIRST, submit a claim and then you are
> reimbursed based on chosen deductible and coverage amount.. ie 90% coverage,
> with a $100 deductible, means you pay 10% after the $100 deductible.

> I have two that offer discounts via employment

> Nationwide
> ASPCA Pet Insurance

> A third got a "Best" rating by people that are unknown to me...
> Healthypaws Insurance

> NONE of these are cheap... $50/month/cat

Ouch...

Over the years we've had a few kitties that cost a fortune in vet bills.. one
was attacked by a rabid squirrel.. our cat won the fight though but had to have
 his jaw wired and extensive surgery... that was an expensive event!  but we
survived and so did the cat.. he lived a long time after that, to about 17
years IIRC.

> Some offer UNLIMITED LIFETIME coverage, some have lifetime limits...

> Just would love to have input from people versus unknown possibly fake
> "ratings" from groups or sites online.

Know what you mean... sometimes I get the feeling that say someone's family
involved in the insurance company or what ever is being reviewed is making all
the positive comments 

Take care,
Janis

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